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  • Welcome!
    • 📜impactMarket's Whitepaper
    • 1. Overview
      • The Context
      • The Concept
    • 2. impactMarket's Products
      • Microcredit
        • Theory of Change
        • Microcredit Ecosystem
        • Piloting Microcredit in Uganda
      • Unconditional Basic Income (UBI)
        • UBI Theory of Change
        • impactMarket UBI Ecosystem
        • Multiplier Effect of UBI
        • Impacts on the Communities and Beneficiaries
        • More about Communities
          • Highlighted Stories
            • ARTICLES
            • UKRAINE - UBI for Ukraine
            • BRAZIL
            • ZIMBABWE- Kunzwana Women's Association,
            • UGANDA - Women Rights Initiative
            • UGANDA - YOTU community
            • GHANA - Krisan Refugee Camp
            • PHILIPPINES - Montalban Action Group
            • ARGENTINA - Mujeres 2000
            • CAPE VERDE - Midjora nha vida
            • PERU - Agape Hand Community
            • VENEZUELA - San Pedro del Río Community
          • Communities
          • How to apply a community?
      • Libera Crypto Wallet
        • Libera Theory of Change
      • Learn & Earn
        • Learn & Earn Theory of Change
    • 3. impactMarket's Protocol
      • PACT Token
        • PACT Theory of Change
        • Impact Farming and Staking
      • Voting & Governance
    • 4. Impact Measurement
      • Reports and Case Studies
  • COMPANY TOOLKIT
    • Our People
    • Brand and Media Kit
      • On the news!
    • Legal
      • Data Privacy Policy (GDPR)
      • Terms and Conditions of Use of the impactMarket App and Website
      • Privacy Policy
      • Terms and Conditions of impactMarket’s $PACT Token IDO
    • Partnerships
  • Developers
    • Audit
    • Smart Contract
      • How to integrate
    • API
    • Environment
      • Alfajores Testnet
      • Mainnet
    • Technology
      • Blockchain
      • DAO
      • Tools we use
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  • We are investing in the most valuable asset: PEOPLE
  • Dream with us! How to join our mission
  • Dare to Dream with us that a better world for all is possible. Together, we can make a difference! 💙

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  1. Welcome!

1. Overview

A Multi-tool protocol for decentralized social finances.

PreviousimpactMarket's WhitepaperNextThe Context

Last updated 1 year ago

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, the human empowerment protocol, provides accessible financial solutions and knowledge to empower underprivileged people worldwide, unlocking opportunities and human potential. Transparent, reliable, and inclusive, enabling financial independence and literacy for all.

impactMarket has one of the largest blockchain-driven Unconditional Basic Income (UBI) programs, supporting over 45,000 people with UBI in around 30 countries. Other impactful solutions include Microcredit, the Libera Crypto Wallet, and a Learn & Earn platform.

We are unleashing new untapped markets and stimulating local economies by enabling inclusive access to finance and literacy to underprivileged communities, quickly scaling to reach more people, and being an industry reference for social good. We empower people to take ownership of their choices, their money, and their lives.

We are investing in the most valuable asset: PEOPLE

impactMarket’s protocol is a community-driven framework designed to crowd-source and generate funds to distribute in each of its tools. Using smart contracts for each tool and community, the protocol delivers impact and economic assistance to communities in need of development. With the primary use of cUSD (Celo Dollar) and the complimentary use of its native token $PACT, impactMarket’s ecosystem generates a circular economy of donations, investments, rewards, and governance power to every stakeholder, aligned on upholding the needs of the community. All each stakeholder needs is an internet connection and a smartphone to have an account, to send and receive money.

There is also Celo, the cryptocurrency that acts as a utility and governance token for the Celo platform. Celo is an open-sourced Proof-of-Stake (PoS) blockchain designed to support stablecoins and tokenized assets with an algorithmic reserve-backed stability mechanism. impactMarket’s use of Celo Dollars (cUSD), a stablecoin whose value does not fluctuate widely, enables easy distribution of basic income to vulnerable communities, as well as all other tools that require transferring funds.

Dream with us! How to join our mission

If you are a company, foundation, brand, or influencer, please contact us to learn more about how to involve your employees, customers, or community in social initiatives, in a completely transparent and measurable way: hello@impactmarket.com.


Dare to Dream with us that a better world for all is possible. Together, we can make a difference! 💙

For more inspiring videos, visit our .

Celo Dollars (cUSD) to the UBI communities and get PACT tokens as rewards.

Follow impactMarket on social media and spread the word about our impact to engage your family and friends! We are on , , , and .

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Povoado de Jaguara - UBI Community in Brazil | impactMarket